So I looked at my account today and found a charge of $7.95 to my debit card that I have saved on file so I can buy stuff. I looked at my shopping account to see my last transactions and did not find a receipt for this purchase.

I knew I did not have enough money to pay for a subscription and now my bank account has taken this money out along with $34 for the overdraft charges.

This is just another thing in a series of crap that I am going through. 24 hour fitness charge my debit card last week for membership 6 months after I cancelled with them and caused an over draft charge.

My car is literally falling apart - pieces are coming off on me and my bank will refinance it but there was issues with the title and drama that has been a 2-month long series.

I had to get a second job to help pay for bills and with the economy they cut my hours from 20 to 4. I am only guarentee my current full-time job until December because they just laid off 25% of admins in the company!

I am scared and I have two kids that I have to take care and no where to turn. My parents are filing bankruptcy and my grandmother is dying and in Florida. Lotto - hah!

So as of right now, if anyone can help, it would be greatly appreciated - I never ask for anything and now I am on hands an knees begging for my kids. I don't know what I can offer in return but I do a lot of scrapbooking (check out my site [link]) - I can make you a series of cards for the holidays or a mini album, gift tags or even a journal.

I don't know where to turn to! Thanks for listenig to me.